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Edited and reviewed by CEO Vatche Saatdjian — 30+ years of experience — Expert on Conventional loans
Plan your Nevada Conventional loan with our free calculators. Estimate monthly payments, affordability, PMI costs, and see how much you could save with strong credit.
Won't impact your credit score
Choose the calculator that fits your needs and get instant, accurate estimates for your home financing journey.
Calculate your estimated monthly mortgage payment including principal, interest, taxes, and insurance.
Find out how much home you can afford based on your income, debts, down payment, and credit profile.
Estimate how much you could save by refinancing your current mortgage at today's rates.
See how much cash you can access from your home equity and what your new payment would be.
Calculate your debt-to-income ratio to understand your borrowing capacity and loan eligibility.
Estimate your private mortgage insurance costs and find out when you can remove PMI from your loan.
View a complete payment-by-payment breakdown of your mortgage over its entire term.
Get accurate, instant estimates to make informed decisions about your home financing options.
Get immediate estimates without waiting for a loan officer or submitting personal information.
Our calculators use the same methods that lenders use to evaluate loan applications.
Explore your options freely. No credit check, no obligation, no impact on your credit score.
Use our calculators on any device, anywhere, anytime—right from your smartphone or tablet.
Monthly Payment Components: Your mortgage payment typically includes four parts (PITI): Principal (loan amount), Interest (lender's charge), property Taxes, and Insurance (homeowner's insurance and possibly PMI).
Debt-to-Income Ratio: Lenders use your DTI to determine how much you can borrow. Most lenders prefer a DTI below 43%, though some programs allow higher ratios.
Down Payment Impact: A larger down payment reduces your loan amount, lowers monthly payments, and may eliminate PMI if you put down 20% or more.
Interest Rate Sensitivity: Even a small change in interest rate can significantly impact your monthly payment and total interest paid over the life of the loan.
Get answers to common questions about mortgage calculations and home financing.
Get a personalized quote with accurate rates, payment options, and loan programs tailored to your unique financial situation.
Have questions? Our Nevada-based mortgage experts are here to help.
(702) 696-9900Nevada's trusted conventional mortgage lender serving Las Vegas, Henderson, Reno and all of Nevada with competitive rates and expert guidance.
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Valley West Mortgage - NMLS #65506
Nevada Mortgage Lender License
Licensed to conduct business in Nevada
NMLS Consumer Access: www.nmlsconsumeraccess.org
We are an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This company does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or handicap.
This is not a commitment to lend. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. Additional restrictions may apply. Property insurance required. Flood insurance may be required. This website is for informational purposes only and does not constitute financial advice. Consult with a licensed loan officer for personalized guidance.