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Understand the critical difference between mortgage pre-qualification and pre-approval in Nevada. Learn which one you need, how each affects your home search, and why Nevada sellers strongly prefer pre-approved buyers.
Senior Loan Officer | 16+ Years Nevada Mortgage Pre-Approvals
Jennifer specializes in fast, comprehensive mortgage pre-approvals for Nevada homebuyers. Since 2008, she has pre-approved over 2,900 buyers throughout Las Vegas, Henderson, Reno, and statewide. Jennifer holds the Certified Mortgage Planning Specialist (CMPS) designation and works closely with Nevada real estate agents to ensure pre-approval letters are structured for maximum seller acceptance. She educates buyers on the critical differences between pre-qualification vs pre-approval and provides same-day pre-approval letters backed by full underwriting review.
Nevada's trusted conventional mortgage lender serving Las Vegas, Henderson, Reno and all of Nevada with competitive rates and expert guidance.
3% down, competitive rates, flexible terms
conventionalhomeloans.services →3.5% down, flexible credit, government-backed
fhahomeloans.services →$0 down, no PMI, for veterans & military
vahomeloans.services →$0 down, rural properties, income limits apply
usdahomeloans.services →
Valley West Mortgage - NMLS #65506
Nevada Mortgage Lender License
Licensed to conduct business in Nevada
NMLS Consumer Access: www.nmlsconsumeraccess.org
We are an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This company does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or handicap.
This is not a commitment to lend. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. Additional restrictions may apply. Property insurance required. Flood insurance may be required. This website is for informational purposes only and does not constitute financial advice. Consult with a licensed loan officer for personalized guidance.