Henderson Conventional Home Loans

Henderson's top Conventional loan specialists. Strong credit buyers get the lowest rates with no upfront mortgage insurance. We serve Green Valley, Anthem, Seven Hills, and all Henderson zip codes with fast closings.

Conventional loans offer 3% down options for qualified buyers—and PMI drops automatically once you reach 20% equity. Get the Henderson market expertise you need.

Licensed in Nevada
Fast Closings
Local Experts
Row of single story homes in Northern California

Reviewed by CEO Vatche Saatdjian — 30+ years of mortgage experience — Expert on Conventional loans

Henderson Neighborhoods We Serve

Conventional home loans for every Henderson community, from master-planned developments to established neighborhoods.

Green Valley

Premier master-planned community with resort-style amenities, top-rated schools, and proximity to shopping and dining.

Median Price: $520,000

Anthem

Hillside community with scenic mountain views, newer construction, excellent schools, and family-friendly atmosphere.

Median Price: $585,000

Seven Hills

Luxury gated community featuring upscale homes, private golf course, and stunning Las Vegas valley views.

Median Price: $875,000

MacDonald Ranch

Guard-gated community with country club amenities, championship golf, and prestigious Henderson location.

Median Price: $950,000

Lake Las Vegas

Resort-style lakeside community with waterfront properties, Mediterranean architecture, and world-class amenities.

Median Price: $735,000

Inspirada

Newer master-planned community with parks, trails, community events, and affordable family-friendly homes.

Median Price: $465,000

Henderson Conventional Loan Options

Flexible conventional financing solutions for Henderson homebuyers at every budget and credit level.

3% Down Conventional

First-time homebuyer conventional loan with just 3% down payment for qualified Henderson buyers.

  • As low as 3% down payment
  • Remove PMI at 20% equity
  • 620+ credit score minimum
  • Great for Henderson first-time buyers
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5% Down Conventional

Standard conventional loan with 5% down, lower PMI rates, and flexible qualifying for Henderson homes.

  • 5% down payment required
  • Lower PMI than 3% down
  • 620+ credit score
  • Popular for move-up buyers
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20% Down Conventional

No PMI conventional loan with 20% down, lower rates, and best terms for Henderson luxury homes.

  • No PMI required
  • Lowest interest rates
  • Best for Seven Hills, MacDonald Ranch
  • Build equity faster
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Jumbo Loans

High-balance conventional loans for Henderson luxury properties over $766,550 conforming limit.

  • Loans above $766,550
  • For Lake Las Vegas, Seven Hills
  • Competitive jumbo rates
  • 10-20% down typically
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Ready to Buy Your Henderson Home?

Get pre-approved for a conventional loan and start your Henderson home search with confidence.

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Henderson Mortgage FAQs

Common questions about buying a home in Henderson with a conventional loan.

Have more questions about buying in Henderson?

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