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Reviewed and edited by Vatche Saatdjian, CEO with 30+ years of mortgage industry experience and a recognized expert in Conventional loans.
Local expertise for NLV's growing communities. From Aliante to Eldorado, get pre-approved for your purchase or refinance with a lender who knows your neighborhoods.
North Las Vegas has transformed into one of Nevada's most dynamic housing markets. With master-planned communities like Aliante, Skye Canyon, and Valley Vista, plus established neighborhoods like Eldorado and Craig Ranch, NLV offers affordable entry points for first-time buyers and growing families.
As a Nevada-licensed conventional lender (NMLS #65506), we've helped thousands of North Las Vegas homeowners. We understand the newer construction timelines, builder incentives, and the market dynamics that make NLV unique within Clark County.
Whether you're buying your first home in one of NLV's master-planned communities or refinancing an existing property, our local team provides the expertise and responsiveness you need.
Don't see your neighborhood? We serve all of North Las Vegas and Clark County. Check your eligibility →
Whether you're buying new construction or refinancing, we have the right loan program.
Get pre-approved for your North Las Vegas home. Perfect for new builds in Aliante, Skye Canyon, and established neighborhoods.
Lower your monthly payment or shorten your loan term. Many NLV homeowners save hundreds monthly.
North Las Vegas home values have increased. Access your equity for renovations, debt payoff, or major expenses.
See if you qualify for a conventional mortgage in about 60 seconds. No obligation, no credit impact—just your personalized options from a local Nevada lender.
Affordable home financing for North Las Vegas families. Conventional purchase and refinance loans with local expertise for Aliante, Centennial Hills, Eldorado, and growing communities throughout NLV.
Fastest Growing City
NLV is one of the fastest-growing cities in Nevada with strong appreciation.
Affordable Entry Point
More home for your money compared to other Clark County areas.
New Construction
Many master-planned communities with builder inventory available.
Family-Friendly
Great schools, parks, and community amenities for families.
Master-planned community with Aliante Golf Club. We help buyers in Nature Discovery Park and surrounding neighborhoods.
Properties near the Centennial Hills border. Great schools and easy freeway access to northwest Las Vegas.
Established community with mature landscaping and larger lots. Popular with families seeking space.
Near Tule Springs Fossil Beds National Monument. Growing area with newer construction and open space.
Regional park access with sports facilities. Mixed housing with single-family homes and townhomes.
Revitalizing area with City Hall and new development. Entry-level pricing for first-time buyers.
North Las Vegas Population
Largest Nevada City
NLV Loans Closed
With more affordable home prices than Las Vegas proper, NLV offers first-time buyers a realistic path to homeownership. Our conventional loan programs make it easier with low down payments and competitive rates.
Conventional 97 program allows qualified first-time buyers to purchase with just 3% down.
We can help you explore Nevada down payment assistance programs you may qualify for.
Negotiate with sellers to cover some of your closing costs—we'll show you how to structure the offer.
Conventional loans typically require a 620+ credit score. Higher scores qualify for better rates. Even if your credit isn't perfect, we can often find options—let's review your situation.
Yes! North Las Vegas has multiple builder communities. We work with buyers purchasing from KB Home, Lennar, DR Horton, and other builders. We can also help with builder lender comparison.
Most pre-approvals are ready within 24 hours of submitting documents. If you need a letter today for an offer, we can often accommodate same-day requests during business hours.
Absolutely. Aliante is one of the most popular NLV communities. We've closed many loans in Aliante and understand the HOA and community requirements for financing there.
Check your eligibility in 60 seconds—no credit impact, no obligation. Our team will review your information and reach out with your personalized options.
Nevada's trusted conventional mortgage lender since 2004. Serving Las Vegas, Henderson, Reno and all of Nevada with competitive rates, and expert guidance.
3% down, competitive rates, flexible terms
conventionalhomeloans.services →3.5% down, flexible credit, government-backed
fhahomeloans.services →$0 down, no PMI, for veterans & military
vahomeloans.services →$0 down, rural properties, income limits apply
usdahomeloans.services →© 2026 Conventional Home Loans. All rights reserved. NMLS #65506 | Licensed in Nevada | In Business Since 2004 | Highly Rated Nevada Lender
Valley West Mortgage - NMLS #65506
Nevada Mortgage Lender License | In Business Since 2004
Licensed to conduct business in Nevada
Phone: (702) 696-9900 | Email: [email protected]
NMLS Consumer Access: www.nmlsconsumeraccess.org
We are an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This company does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or handicap.
This is not a commitment to lend. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. Additional restrictions may apply. Property insurance required. Flood insurance may be required. This website is for informational purposes only and does not constitute financial advice. Consult with a licensed loan officer for personalized guidance.