Clark County Home Loans

Clark County Conventional loan specialists serving Las Vegas Valley. Strong credit buyers get the best rates—no upfront mortgage insurance, and PMI drops automatically at 20% equity.

From Las Vegas to Henderson, North Las Vegas to Boulder City—Conventional loans offer 3-20% down options. FHA and VA also available for qualifying buyers.

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Clark County Cities & Communities

Conventional home loans throughout Clark County, from Las Vegas to Henderson and everywhere in between.

Las Vegas

Nevada's largest city with diverse neighborhoods from Summerlin to Downtown, offering urban living, master-planned communities, and entertainment.

Henderson

Nevada's second-largest city featuring Green Valley, Anthem, Seven Hills, and other premier master-planned communities.

North Las Vegas

Rapidly growing area with newer developments, affordable housing options, and expanding commercial infrastructure.

Summerlin

Master-planned community in west Las Vegas with parks, trails, top schools, and Red Rock Canyon proximity.

Median Price: $625,000

Green Valley

Established Henderson master-planned community known for excellent amenities, schools, and family atmosphere.

Median Price: $520,000

Enterprise

Unincorporated area southwest of Las Vegas with diverse neighborhoods, shopping, and close airport access.

Median Price: $435,000

Paradise

Unincorporated community including The Strip, UNLV, and diverse residential neighborhoods in central valley.

Median Price: $385,000

Spring Valley

Large unincorporated area in southwest valley with established neighborhoods and Chinatown district.

Median Price: $465,000

Lake Las Vegas

Resort community in Henderson featuring waterfront properties, golf, and Mediterranean-inspired luxury living.

Median Price: $735,000

Clark County Conventional Loan Programs

Flexible conventional financing throughout Clark County for every type of homebuyer.

3% Down Conventional

Low down payment conventional loan for first-time Clark County buyers with just 3% down.

  • 3% minimum down payment
  • 620+ credit score minimum
  • PMI removable at 20% equity
  • Perfect for first-time buyers
Learn more

5-10% Down Conventional

Standard conventional loan with moderate down payment, lower PMI, and competitive rates.

  • 5-10% down payment
  • Lower PMI than 3% down
  • Competitive interest rates
  • Most popular option
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20% Down (No PMI)

Eliminate PMI completely with 20% down, secure best rates, and build equity faster.

  • No PMI required
  • Lowest interest rates
  • Lower monthly payments
  • Strongest offer position
Learn more

Jumbo Loans

High-balance financing for Clark County luxury homes above $766,550 conforming loan limit.

  • Loans above $766,550
  • For Summerlin, Seven Hills, Lake Las Vegas
  • Competitive jumbo rates
  • 10-20% down typical
Learn more

Clark County Market Insights

Clark County is Nevada's largest housing market with over 2.2 million residents. The Las Vegas Valley offers diverse neighborhoods ranging from affordable starter homes to luxury estates.

  • Average home price: $450,000
  • Typical closing time: 21-30 days
  • No state income tax
  • Growing economy and job market

Ready to Buy in Clark County?

Get pre-approved for a conventional loan and start your Clark County home search with confidence.

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Clark County Mortgage FAQs

Common questions about buying a home in Clark County with a conventional loan.

Have more questions about buying in Clark County?

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