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Nevada's Conventional loan specialists. Strong credit buyers across the Silver State get the lowest rates with no upfront mortgage insurance—plus PMI drops automatically at 20% equity.
From Las Vegas to Reno, Henderson to Sparks—Conventional loans offer 3-20% down options for qualified buyers. FHA, VA, and jumbo also available.
Licensed in NV
NMLS #65506
Fast Closings
30-day average
Local Experts
Nevada specialists
Local mortgage experts in every major Nevada market. Click to view city-specific guidance.
Nevada's largest city with diverse neighborhoods from Summerlin to Enterprise. All loan types available.
Median Home Price: $425,000
Master-planned communities like Green Valley and Anthem. Family-friendly with top-rated schools.
Median Home Price: $475,000
Affordable options with growing inventory. FHA and VA-friendly neighborhoods throughout Aliante and Eldorado.
Median Home Price: $375,000
Northern Nevada's largest city. Four-season living near Lake Tahoe with a growing tech sector.
Median Home Price: $525,000
Includes Las Vegas metro plus Boulder City, Mesquite, and unincorporated areas. Full county coverage.
Southern Nevada
Reno, Sparks, Incline Village, and surrounding areas. Mountain living with urban amenities.
Northern Nevada
3.5% down payment, flexible credit requirements. Perfect for first-time Nevada buyers.
Learn more0% down, no PMI. Exclusive benefit for Nevada veterans, active military, and eligible spouses.
Learn moreAs low as 3% down. Best rates and most flexible terms for qualified Nevada borrowers.
Learn moreHigh-value properties above conforming limits. Competitive rates for luxury Nevada homes.
Learn moreWhat you need to know about buying or refinancing in Nevada right now.
Get pre-approved in minutes or speak with a Nevada mortgage expert. Licensed throughout the Silver State.
Nevada's trusted conventional mortgage lender serving Las Vegas, Henderson, Reno and all of Nevada with competitive rates and expert guidance.
3% down, competitive rates, flexible terms
conventionalhomeloans.services →3.5% down, flexible credit, government-backed
fhahomeloans.services →$0 down, no PMI, for veterans & military
vahomeloans.services →$0 down, rural properties, income limits apply
usdahomeloans.services →
Valley West Mortgage - NMLS #65506
Nevada Mortgage Lender License
Licensed to conduct business in Nevada
NMLS Consumer Access: www.nmlsconsumeraccess.org
We are an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This company does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or handicap.
This is not a commitment to lend. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. Additional restrictions may apply. Property insurance required. Flood insurance may be required. This website is for informational purposes only and does not constitute financial advice. Consult with a licensed loan officer for personalized guidance.